Ready to Grow Your Real Estate Portfolio?
Flexible Private Funding for Any Investment Project
Serious investors need one thing above all else — reliable capital. Our private money loans get you cash fast so you can move on fix-and-flips, long-term rentals, new builds, or multifamily deals the moment they appear.
Get FundedOver 10 Years of Satisfied Borrowers
Your Profits Start With One Form
Get Approved Today
Tell us about the property below and we'll reach out the same business day.
Trusted by Investors Nationwide
A Simple Process Built for People Who Move Quickly
How It Works
- Apply online — The form takes seconds to fill out.
- Get a decision — We skip the usual red tape.
- Send your docs — Property details, budget, and ID.
- Close and fund — Cash can hit the closing table in 14 days.
Why Choose Us
Why Work With Us
- Credit friendly — We underwrite the deal, not just your score.
- Investor insight — Our team invests too, so we speak your language.
- Fast closings — Clear terms, no surprises, funding when you need it.
Full Service Loans
Pick the program that fits your next project.
Fix and Flip Loan
Up to 90% of purchase price and 100% of rehab costs. Rapid draws keep crews on schedule. We can close in ten days or less.
Learn more →
Rental Loan
Long-term financing for non-owner-occupied 1–4 unit properties nationwide. 30-year fixed or shorter ARM terms.
Learn more →
New Construction
Ground-up funding for a single infill lot or an entire subdivision. Up to 80% of total build cost.
Learn more →Rental Portfolio Loan
Roll several properties into one note. No limit on the door count, terms up to 30 years, no tax returns in most cases.
Learn more →Construction Completion
Finish or refinance an existing build. Tap equity, repay maturing debt, or cover final costs quickly.
Learn more →Multifamily Loan
Flexible capital for buying, refinancing, or cashing out 5+ unit properties. Short-term bridge or longer fixed options.
Learn more →Our Approach
What Sets Us Apart
Optimus Capital delivers detailed underwriting — cash-flow projections, cost reviews, and regulatory checks — so you can borrow with confidence and maximize leverage.
Personal Service
A single loan officer guides you from first call to funding.
Local Market Know-How
We dig into neighborhood comps and rental data to tailor the right structure.
Clear Communication
You'll always know where your deal stands and what comes next.
Our Raving Fans
Check Out The Reviews From Our Satisfied Clients
Based on 200+ reviews
Still Have Questions?
Frequently Asked Questions
What types of properties do you finance?+
Single-family homes, townhomes, condos, small multifamily, mixed-use buildings, new construction projects, and select commercial assets.
How fast can I be approved?+
A preliminary answer often arrives within 24 hours. Funding can follow in as little as 14 days.
Do I need perfect credit?+
No. We look at deal strength and exit strategy, not just a number.
What loan amounts are available?+
Amounts are tied to project size and value. We'll structure a loan that fits your plan.
Are there prepayment penalties?+
None. Pay off early and keep more of your profit.
What documents do you need?+
Purchase contract or payoff letter, budget if renovating, and basic borrower and entity info.